Are state interest-rate caps an automatic win for borrowers?
Small-dollar, short-term lenders, unburdened by a federal maximum interest rate, can charge borrowers rates of 400% or more for their loans.
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How COVID-fueled crowdfunding can revive small businesses
A pandemic-fueled boom in crowdfunding has small businesses flocking to capital-raising platforms that experts say could help many companies get back to normal —...
Is your wedding budget ready for the reception resurgence?
Wedding celebrations largely took a hiatus after the COVID-19 pandemic was declared in 2020. Among couples who had a set wedding date between March...
When it’s OK to let your good credit score drop
If you’ve worked hard to achieve and maintain a good credit score, it can be upsetting to see it drop. But “life happens, and...
What would it take to solve the student debt crisis?
The possibility of federal student loan forgiveness grabs all the headlines. But experts say no single policy — not even wiping the slate clean...
Paycheck advance apps: What to know before you download
Paycheck advance apps let users borrow a small amount of their expected earnings, usually in exchange for a small fee, and repay it on...
What motherhood taught me about money: 8 moms weigh in
It’s true — everything changes when you become a parent, including your finances. Besides facing a slew of new expenses, you’re charged with the...
How to travel safely and cheaply this summer
As vaccination rates inch upward , Americans are beginning to travel again. More than 10 times as many passengers passed through Transportation Security Administration...
Don’t let self-care sabotage your savings
Don’t worry, this article won’t tell you to forgo every face scrub and cappuccino that calls your name and only spend money on survival...
How to fill in your financial blind spots
Knowing enough about money to cover your bills is a start, but it’s not enough financial literacy to provide long-term security. Most of us...